How To Play Baccarat?

How To Play Baccarat?

What Is Baccarat?

Baccarat is a card based game where the player has two or three cards where the winning hand is the one with a higher score.

Baccarat is a typical game played in land based casinos and online casinos.

Since it is a gambling game, most people play it for money while others play for pleasure.

Some online gambling platforms provide both demo and real gaming. Trainees can opt for the demo version since it does not involve money.

Some movies make baccarat appear a technical card game, whereas it is a straightforward game. Playing the game requires less strategy since it is a game of chance. In the past years, it was a game for huge money. However, several modern versions cater to gamblers who wish to play for lower stakes.

How To Play Baccarat?

The game requires that the player completes the betting process on any hand before the game begins. The game begins mainly with two cards. The player uses the two hands to control the game, where one hand is the player’s hand and the other is the banker.

The game’s main objective is to predict which one of those hands will acquire a total value close to nine. The player either bets on the player’s hand, bank hand, or bets that the game will end in a tie.

Those who win by betting on the player hand qualify for a 1 to 1 payout. Gamblers who place their stakes on the winning bank and win are eligible for a 1 to 1 payout. According to baccarat rules, all winners should pay a 5% fee. The fee reduces the payout odds on the winning hand to nineteen. If the tie bet wins, it is eligible for an 8 to 1 payout.

Baccarat Card Values

Each card in the game has a value.

All face cards (King, Jack, and Queen) and tens have zero value; the Ace card equals one and all the remaining cards score similar to their face value.

Baccarat Card Values

What Is A Third Card In Baccarat?

If gambler’s initial hand value is between 0 and 5, a third card is dealt unless the banker has 8 or 9 which in this case the banker wins.

Baccarat Palette

In baccarat the palette is used to collect or move the cards along the table by the dealer.

Baccarat Palette

How To Calculate Points In Baccarat?

If one of the hands scores more than nine, the value is adjusted by subtracting ten from the original total. Different venues have varying house rules. Some house rules may require the drawing of a third card. Either of the two hands can draw the third card. In all events, the player and bank hand receive a maximum of three cards.

How To Calculate Points In Baccarat

Types Of Baccarat

Baccarat is a widespread game in both land based and online casinos. Learning more about the different game variations is essential before learning how to play. Most gamblers often think that the game does not have different forms. Each version of the game differs in terms of rules and side bets. Below are some of the main types of baccarat and their explanations.

Punto Banco

Punto Banco

Punto Banco is the original and basic version of baccarat. The term Punto Banco means player banker. This type of baccarat is available in several land based casinos worldwide.

In this game, the dealer handles everything while the players only place the bets. The rules of the game are similar to those mentioned above. The Random Generator software represents the dealer on online casino sites.

EZ Baccarat

EZ Baccarat

The EZ Baccarat is a slight variation of the typical baccarat game. However, the drawing rules are similar to that of Punto Banco.

One of the main differences is an improvement in the payout. The standard baccarat gives a payout at odds 19 to 20, while the EZ version only pays out at even odds of 1 to 1.

Even with the improved payout system, it is not a game where you can hold an edge over the house. If the banker’s hand wins with a total of seven and still holds three cards, the win is considered a push and you are not paid. The value equals a 4.9% commission since the house edge in the EZ type is slightly lower than the normal.

In this game, two unseen bet options include:

  • Dragon 7: this option predicts that the banker hand will attain a total of 8 points by using three cards. To win using this option, the banker hand should also win. If the other hand attains a score of nine, you lose. The payout of dragon 7 is 40 to 1 odds with a house edge of 7.61%;
  • Panda 8: this bet option is a direct opposite of the Dragon 7. The player wins by reaching eight points using three cards. It has a payout odd of 25 to 1 and a house edge of 10.17%, higher than the Dragon 7.

Chemin De Fer

Chemin De Fer

This form of baccarat was first played in France.

Most people believe that it is the original form of baccarat. The game is still prevalent in France and most people love it.

Chemin De Fer means railway in French. It got its name because of how the cards used to be stored in iron boxes.

The game involves shuffling six card decks and players sitting on an oval table randomly. The game has a dealer who is also part of the game. The players shuffle the cards themselves as the game begins.

When the game begins, the players determine which player becomes the banker and the rest automatically punters. In this game, the banker also deals with the card and decides on the money to risk. Once everyone places their bets, the game starts in a clockwise manner.

All players have a right to go ‘bank.’ Going bank means matching the amount wagered. When one player goes bank, other players are not eligible to make a wager. The game continues until punters’ total wagers equal “the bankers” wager.

Once the wagers match, the banker deals four cards face down. Two of the cards face the punter while the rest to the banker.

In this game, punters play as a team against the banker. The punter with the higher wager usually takes the lead and makes all decisions on behalf of the whole team.

The banker and punters take the next step by looking at their cards. If any of them has an eight or nine, an opening is done and hands compared. If there is no eight or nine, the punters will decide whether to open the third card. After making the decision, the banker also does the same.

At the end of the action, the players open their cards and compare the hand values.

If the punters win, they share all the wagers made by the banker and in case the banker wins, the banker goes with all the wagers made. The amount is determined by the amounts wagered before the game starts. Once the round is over, the banker’s title moves to the next player, who sits clockwise from the outgoing banker.

Punto 2000 Or Super 6

Punto 2000 Or Super 6

The Super 6 variation is slightly different from the Punto Banco. Punto 2000 pays the bankers winnings without any commission. If the banker wins by six, you lose the bet and get 50% back.

Baccarat Banque

Baccarat Banque

Baccarat Banque is a counterpart to Chemin de Fer and was first played in France.

Some consider it as the first banking casino version of baccarat. The main difference with Chemin de Fer is that the casino remains as the banker.

Some people refer to it as baccarat on two tables.

The gameplay is almost similar to Chemin de Fer’s but varies. In both games, all players have the chance to become bankers. In Chemin de Fer, the banker’s role is passed to the next player.

In Baccarat Banque, the person with the largest wager automatically becomes the banker until they cannot place more bets.

The player with the highest stake becomes the banker and sits directly opposite the dealer. Once everyone sits, the game begins.

Here are some of the main steps followed when playing Baccarat Banque:

  • The dealer is responsible for shuffling the cards;
  • Players seated on the right and left of the dealer also shuffle the card;
  • The banker is the final person who shuffles the card;
  • The banker picks out the player to cut the cards with using a cut card;
  • The dealer deals one for the player’s hand on the left and right table and another card for the banker’s hand;
  • The players put their risks on the player or banker’s hands on the designated boxes. Note that the banker can only bet on the banker’s hand and players on the player’s hand. Those who bet for a tie place their bet at the center of the table;
  • Each hand then deals one more card, beginning from the player hand on the right side of the table followed by the player hand on the left side of the table and the banker’s hand finishes;
  • The cards are faced up and compared when any hand has a natural nine or an eight. Nine automatically wins over eight;
  • If neither the player nor banker gets an eight or nine, the player and banker can opt to draw the third card;
  • Two hands decide whether to stand or hit, after which the banker makes a choice depending on the player’s cards;
  • A comparison is carried out between the player’s hand and the banker’s hand;
  • The banker holds the same position throughout until they lose.

Mini Baccarat

Mini Baccarat

Mini baccarat is a lower stake version of Punto Banco baccarat. In general, the table size is smaller, the limits are lower and the player does not pick up the cards.

Mini baccarat is popular among Asian gamblers.

How To Place Baccarat Bets?

The simplicity of baccarat bets makes it more appealing than several casino games. Compared to all other casino games, baccarat has a lower house edge and offers a slight difference between the player and the dealer.

The game involves three types of bets:

  • Banker bet: when the banker’s hand is close to nine and the payout is 9:20 inclusive of the 5% commission;
  • Players bet: the player’s hand falls to nine or closer with an even payout of 1:1;
  • A tie bet: appears when the banker and the player attain the same card value. The payout is 8:1.

The banker bet has a lower house edge and a greater chance of winning than the player bet.

How To Play Baccarat For Real Money?

To play baccarat for real money is simple. Find a land based casino or online casino, deposit money and start to play for real money.

Below are some tips to help you play baccarat for real money:

  • Avoid the tie bet option;
  • The banker bet is the best option;
  • Always bet on the banker until it loses;
  • Do not place any bet on the next round after a loss;
  • Always follow a good stake management.

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How To Play Baccarat At A Land Based Casino?

How To Play Baccarat At A Land Based Casino?

Playing baccarat at a land based casino is pretty simple, you need to go to your local casino, deposit money to get chips at the cashier, find a baccarat table to join and start playing.

Gamblers play baccarat by raising, calling, or splitting baccarat bets. Players are not allowed to call and split their bets simultaneously. Players decide on which player will act as a banker. In this case, the banker does not deal with any card but only watches the face-up cards. If there is an exposure of the cards, the banker hides the cards.

The dealer may reveal the cards and the player who hid the cards may ask for a double. It could lead to the banker dealing with three possible outcomes that include:

  • Same card;
  • Additional card;
  • Another card.

If players decide that the banker does not deal with any cards, then all cards are turned face-up and a decision is made. Players follow a specific sequence of betting and rising for them to win. Each bet or raise is referred to as the queen.

How To Play Baccarat At An Online Casino?

How To Play Baccarat At An Online Casino?

Baccarat is one of the easiest casino games to play online. Once you place your bet, you can begin the game. Here is how to play baccarat in an online casino:

  • Choose your baccarat game: scroll through the several table games on the site. Most gambling platforms will have different versions of the game. Select the standard version;
  • Adjust the stake amount: you can change the number of bets as the game starts. Online platforms allow you to clear your bets;
  • Like the land based casino, place your bets; you can also bet on the player, banker or tie. After placing the bet, press the deal button. The hand with cards close to 9 will be the winner.

Baccarat Strategies

Gamblers are always searching for a unique strategy that will assist them in getting an edge over the casino. Baccarat has no winning strategy. The house edge of the stakes remains the same despite the strategy you choose. Baccarat strategies can be divided into three systems that include:

Baccarat Pattern Systems

This system follows two schools of thought. The bankers and players have an equal chance to win, creating a zigzag pattern.

Both patterns alternatively occur when playing baccarat. One important thing to know is when to change your stakes.

Strategies under this system include:

  • Flat betting baccarat: is the simplest method where players use any player or banker streaks to their advantage. It involves betting on a single player or banker with the same amount each time.
  • Switch combat baccarat: it combines the flat strategy with two pattern trends. It involves following the flat strategy and watching how the game goes. If it is a zigzag, make alternate bets on both the player and banker and when it follows a streak pattern, place your stakes on one particular side until the streak switches.
  • Break the double: this is a strategy mostly used by advanced players. In this strategy, players believe that shoes will zigzag the player and bankers win.

Baccarat Betting Systems

The betting strategies follow two approaches: positive and negative progression. In this case, gamblers increase their stakes every time they win and reduce in case of a loss. The negative system follows the same strategy.

The betting system requires one to have enough bankrolls for them to see substantial results. Strategies under this system include:

  • The Martingale strategy is a negative strategy where gamblers wager the same amount when they win and increase their wager size when they lose. It may seem a little risky but players often recover their lost money when they eventually win.
  • Paroli betting strategy: new players love this strategy. They usually begin with a lower stake and apply the flat style when the game begins. Double the amount every time you win and lower the amount to the original when you lose.

Player’s Third Card Strategy

Player's Third Card Strategy

How To Play Baccarat And Win?

All gambling sports are games of chances follow similar strategies. However, baccarat has some levels of logic and a set of rules that players can use to their advantage.

Players can apply the two betting systems to increase their chances of winning.

Players have no control over the outcome of the game, however, they can control their bets and the approach they use.

By observing the scorecards, players can monitor the patterns of the game and make logical bets depending on the outcome of the games.

How To Become A Baccarat Dealer?

In most land based casinos, the baccarat dealer is an employee. In some cases, players can appoint the dealer during an ongoing game to assist in conducting the game. One should undertake some training to become a baccarat dealer.

The training procedures differ depending on the country. Dealers should take a course on casino operations.

Some casinos also offer in-house training and one can learn through private lessons available on poker forums and social media. After training, one must acquire a gambling license that involves a review of conduct and credit scores. Dealers cannot operate without a license at any casino.


Frequently Asked Questions


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